John has been helping people and businesses with their finances for 40+ years.  While specializing in retirement and estate planning, he has helped clients in a wide variety of situations.  He is the Founder and President of JFR Financial Services, Inc.  He is an RIA registered with the SEC.  In addition to his MBA and CFP, John has his Finra Series, 7, 24, 65 and 63 licenses as well as life, health, disability and annuities.  He has 35+ years of tax preparation.  He enjoys public speaking, teaching and pulpit supply.  John is a Christian and the author of  "A View from the Back Row." 

Craig has 30+ years of accounting and financial planning experience. He specializes in taxes and retirement planning.  Craig has a BBA and is licensed with FINRA Series 7, 63 as well as insurance and annuities.  He enjoys helping individuals and businesses develop a follow plans leading to financial independence. 

Vicki joined JFR financial after 25 years in the trust department at Monroe Bank & Trust.  She is a Certified Funds Specialist (CFS) from the CFA institute in 2017 was awarded an Investment Foundations Certificate.  Vicki has a BBA from the University of Toledo and a Certificate of Financial Planning from Bowling Green University.  Vicki helps John manage the money and works with clients each day.  Outside of work, she is very active sailing, kayaking, golfing and biking.  Like her mom, she is an excellent cook and enjoys preparing meals for family and friends.

Amy has a BBS in Economics and Business Administration from Spring Arbor University, where she played softball. Amy has 30+ years of financial industry experience.  Prior to joining JFR, she was in charge of customer service for Monroe Bank & Trust.  Amy leads the day-to-day operations at JFR, client services, industry compliance/regulations, audits and accounting.  In her free time, she enjoys being a mom and is very excited to have recently become a grandma!

Lindsey has a BBA from Wayne State University with a major in Accounting. She enjoys building/maintaining strong client relationships. She works with clients everyday addressing a wide range of financial concerns, offering clarity and support.  Lindsey plays a key role in managing day-to-day business operations. 

Kelsey joined us in August 2024.  She brings 6 years of experience from the banking industry as a Client Relations Representative; working with clients and managing accounts.  Kelsey is learning the business with a focus in client services.  

Debbie worked 20+ years as a legal secretary.  She also has 20+ years in office administration, client services and bookkeeping.  We rely on her skills and experience to help us manage the business. 

Myra's entire career is devoted to serving and helping others.  She is a licensed Social Worker and has created spiritual, educational and recereational programs for people of all ages; including handicapped children.  Some of you know her as the former Community Activities Manager at Henry Ford Village.  Myra is semi-retired, working 3 days a week helping with client services.

CJ joined JFR in May 2019 after a couple years as a "Show Dog."  He is a little timid, which keeps him close to John, who is CJ's #1.  BUT!  He continues to grow into his role as Social Chairman.