Vicki joined JFR financial after 25 years in the trust department at Monroe Bank & Trust.  She is a Certified Funds Specialist (CFS) from the CFA institute in 2017 was awarded an Investment Foundations Certificate.  Vicki has a BBA from the University of Toledo and a Certificate of Financial Planning from Bowling Green University.  Vicki helps John manage the money and works with clients each day.  Outside of work, she is very active sailing, kayaking, golfing and biking.  Like her mom, she is an excellent cook and enjoys preparing meals for family and friends.