In 1980 John saw a growing need for qualified professionals to help people with their personal and business financial needs. He is the Founder and President of JFR Financial Services, Inc. John's desire is: "to make a difference in people's lives, business and ministries by sharing my gifts and expertise with God's help. My primary gift is administration, which enables me to take a situation and make it work more efficiently. These efficiencies, combined with my financial expertise can be realized in many areas: financial, operations, management of others and time." John is committed to pursuing excellence in his profession through on-going research, education and professional counsel. He has helped thousands of people. Let him help you. It could make a world of difference. John is licensed to sell Life, Health, Annuities (Fixed and Variable) and Long Term Care insurance products. He also holds Series 7, 63, 65 and 24 FINRA securities registrations through LaSalle St. Securities. John is also the author of a book called, "A view from the back."